| Insurance |
 Badger Bank's Insurance Department offers all types of insurance with a variety of reputable insurance companies. As a service to our customers, we will discuss and review your current insurance program and make recommendations. The more you learn about your insurance coverages, the more able you are to make the right choices.
Insurance products and annuities are: -NOT A DEPOSIT -NOT FDIC INSURED -NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY -NOT GUARANTEED BY THE BANK -MAY GO DOWN IN VALUE Life Insurance An adequate life insurance program can help guarantee your children an education, take care of your mortgages and provide income for your family in the event of your premature death – or it can provide financial security for you at retirement. Available to you – term insurance, whole life, and interest sensitive Universal Life Insurance. Choose the program that’s best for you! Health Savings Account Plans* Underwritten by national carriers offering affordable, quality health coverage and lets you save on your income taxes. The money you save on premiums can be put to work into your tax-favored savings account and then withdrawn to help pay your deductible or other qualified medical expenses. *Consult a tax adviser regarding the deductibility of interest Short Term Medical Insurance Medical insurance for people who are between jobs – Looking for a lower-cost alternative to COBRA – Recent College graduates – Waiting for employer-sponsored coverage - Early retirement Health Insurance We offer quality health insurance for individuals and families. We have a million dollar major medical plan which covers standard in-patient hospital and doctor charges as well as diagnostic test, emergency room treatment of an injury, prescription drugs, and much more. Long Term Care Plan Your hospitalization insurance or Medicare may not cover care in a long-term care facility – even if your doctor prescribes it. The Long Term Care Plan available to those 60 and older provides benefits that can be paid directly to you. Medicare Supplements Medical insurance available to supplement Medicare for those 65 and older. Annuities Offering annuities tailored to fit your needs, whether you are looking for a qualified plan, or simply tax deferral. Our insurance companies offer competitive products with traditional guaranteed fixed rates or interest rates linked to a U.S. Financial Market Index without the market risk and with minimum guarantees. Final Expense Plans Senior Trust is an innovative life insurance plan that protects your assets by establishing a life insurance trust in your name. By allocating funds specifically to cover your final expense, you will relieve yourself and your family of financial burden. Funds grow tax-free and proceeds paid at death are non taxable. Business Insurance Contact us for details. Notice: Nondeposit investment products are not insured by the Federal Deposit Insurance Corporation; are not obligations or deposits of, or guaranteed with respect to principal and interest by Badger Bank; and are subject to investment risk, including the possible loss of principal, fluctuation or loss of interest or both. For more information on insurance products, please contact Jim Schultz at (920) 563-2478 or email jschultz@badgerbank.com. |